With so many options available to salary sacrifice it can be difficult knowing what to include in your salary package. And with certain employer types having a cap on the amount to salary package before paying the full FBT tax rate, it can be difficult to determine which option is best to salary sacrifice. Option… Continue reading Best Salary Sacrifice Options
An offset account is generally a transaction account whose balance reduces the loan balance. For example, if a home loan balance is currently at a balance of $300,000 and you have an offset bank account which contains a balance of $20,000 then the bank when calculating the interest charge will do so based on a… Continue reading Does An Offset Account Reduce Monthly Repayments?
During the Christmas and New Year holiday period I looked around to see how my current mortgage compared with other products around the place. I find I do this necessary chore about every other year. In fact, come to think of it throughout our near 9 years here in our humble home we’ve refinanced 3… Continue reading 3 Home Loan Refinance Traps To Watch
If you are an eager budget beaver like me then you’ll come at a point in your budgeting life where you will soon discover that the free or paid versions of organising your money just doesn’t quite cut the mustard. I have used many free and paid version apps that try to help me keep… Continue reading 11 Ways Quickbooks Online Enhances Your Personal Finances
What is a reverse budget and will it help me with forecasting and getting on top of my cashflow easier?
If Australia’s public health system is good enough to meet your needs, do you need to be paying for private health insurance each year?
The financial year cycle for Australians starts from the 1st July in the previous year and ends on 30th June in the current year. When reporting to the government your financial activities you will be using transactions that were incurred during that period of time. Nobody likes to pay tax yet for some we don’t… Continue reading How To Claim Work Related Travel Expenses As Tax Deductions
If you’re looking for an insurance aggregator that can scan a variety of home and contents insurers and present you with the best quote then start with Compare the Market’s home and contents insurance comparison website. Our Recent Experience Recently I looked around for quotes from insurance companies to see if I should renew with… Continue reading Compare The Market Review: Home & Contents Insurance
If your home and contents insurance is up for renewal it may pay to shop around for a competitive quote.