Best Salary Sacrifice Options

With so many options available to salary sacrifice it can be difficult knowing what to include in your salary package. And with certain employer types having a cap on the amount to salary package before paying the full FBT tax rate, it can be difficult to determine which option is best to salary sacrifice. Option… Continue reading Best Salary Sacrifice Options

Do The Dave Ramsey Baby Steps Actually Work For Australians?

If you’ve been around the personal finance world long enough you would have inevitably bumped into an American named Dave Ramsey. He currently hosts Dave Ramsey Show on YouTube and he teaches people how to become wealthy by saving, getting out of debt and investing. He’s been doing this for over 25 years and has… Continue reading Do The Dave Ramsey Baby Steps Actually Work For Australians?

How To Easily Import Chart Of Accounts In Quickbooks Online

If you’ve read my recommendation on why you should be using Quickbooks Online to help manage your personal finances then your first objective is to get started setting a chart of accounts, and the easiest way to get started is to map your chart of accounts into an Excel file as this is what will… Continue reading How To Easily Import Chart Of Accounts In Quickbooks Online

11 Ways Quickbooks Online Enhances Your Personal Finances

If you are an eager budget beaver like me then you’ll come at a point in your budgeting life where you will soon discover that the free or paid versions of organising your money just doesn’t quite cut the mustard. I have used many free and paid version apps that try to help me keep… Continue reading 11 Ways Quickbooks Online Enhances Your Personal Finances

What Percentage Of Your Salary Do You Save?

Every once in awhile when I look at my bank account I find myself wondering the same question, “How much should I be saving every month?”. According to a few personal finance gurus (like Dave Ramsey and Scott Pape) a good target you should be aiming to save of your gross salary is around 15%.… Continue reading What Percentage Of Your Salary Do You Save?